Overview

I can confirm that the Heist Replay Glitch (the glitch allowing you to keep your finale without redoing the preps) is possible with the Cayo Perico Heist. If you’re familiar with Heist Replay for Bogdan and/or Casino Heist it pretty much works just like that.
What I’m saying here applies to CONSOLE PLAYERS so if you’re on PC I recommend taking a look at this post here instead.
Video Guide

Instructions

Host takes 15%, the other person takes 85%.

As with all Heist Replay Glitches (at least on console) the Host does not receive money from the glitch. Ideally you would take turns hosting with someone else who also has their finale setup.

Complete the heist as you normally would.
When you get to the end of the heist and you’re escaping Cayo Perico get ready to close your game.
After you leave Cayo Perico a cutscene will begin. As your character hands over the duffel bag the host should completely close out of GTA.

You’ll keep your heist finale while the other person receives money from the heist.
The No Save Method (PS Only) also works.
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EDIT: Okay so it seems like doing this when it’s your first time hosting the heist causes the game to freeze for the other person receiving the money. I didn’t try this until it was my second time completing the heist so I didn’t know.
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FREQUENTLY ASKED QUESTIONS

Is it patched ?

Heist Replay has been around for about 6 years, it’s very unlikely that this will ever be patched.

Can I get banned for doing this ? - Also unlikely. Next to duping, Heist Replay is the most commonly used money glitch / exploit and I’m pretty sure no one has been banned for it. Worst case scenario is you get bad sports point for quitting too many times but you avoid this have the other player commend you during the heist (Pause - Online - Players - Your Name - Commend)
Can I do this solo ? - As I’ve said multiple times above - If you’re on console, the host DOES NOT receive the money when doing this. Heist Replay has been around for years and the host has never been able to receive the money. That’s only possible on PC. You need another person to take turns with, I would try HeistTeams
Can I do this if it’s my first time hosting the heist ? - No. When it’s you’re first time hosting the heist the cutscene is significantly longer which means if you quit, the game is going to freeze for the other person. Complete the heist legitimately at least 1 time before doing this.

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